Introduction

These Terms and Conditions govern your use of the Velmora Trust website and services (“Website”). By accessing or using this Website, you agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you must not use this Website.

Velmora Trust provides digital banking and financial services through this Website. Access is limited to individuals who are 18 years of age or older.

Intellectual Property Rights

Unless otherwise stated, Velmora Trust and/or its licensors own all intellectual property rights and materials contained on this Website. You are granted a limited, non-exclusive license solely for viewing and using the Website for personal, non-commercial purposes.

No content from this Website may be copied, reproduced, republished, or distributed without prior written consent from Velmora Trust.

Restrictions

You are expressly prohibited from:

  • Publishing any Website content in other media without authorization
  • Selling, sublicensing, or commercially exploiting any Website material
  • Publicly displaying or performing any Website content
  • Using the Website in any manner that may damage, disable, or impair its functionality
  • Using the Website in violation of applicable laws or regulations
  • Engaging in data mining, scraping, or harvesting activities
  • Using the Website for unauthorized advertising or marketing

Certain areas of the Website may be restricted. Velmora Trust reserves the right to limit access at its discretion. Any login credentials provided to you are confidential and must not be shared.

User Content

“User Content” refers to any text, images, audio, video, or materials you submit or display on the Website.

By submitting User Content, you grant Velmora Trust a non-exclusive, worldwide, irrevocable, and sublicensable license to use, reproduce, adapt, publish, translate, and distribute such content in any media.

You warrant that your content does not infringe on any third-party rights. Velmora Trust reserves the right to remove any User Content at any time without notice.

No warranties

This Website is provided “as is” and “as available”, without any representations or warranties of any kind. Velmora Trust does not guarantee the accuracy, completeness, or reliability of any information provided on the Website.

Nothing on this Website constitutes financial, legal, or investment advice.

Limitation of liability

To the fullest extent permitted by law, Velmora Trust, including its officers, directors, employees, and affiliates, shall not be liable for any damages arising out of or related to your use of the Website.

This includes, without limitation, indirect, incidental, consequential, or special damages.

Indemnification

You agree to indemnify and hold harmless Velmora Trust from and against any claims, damages, losses, liabilities, costs, or expenses arising from your breach of these Terms or misuse of the Website.

Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, such provision shall be removed without affecting the validity of the remaining provisions.

Variation of Terms

Velmora Trust may revise these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms. Users are encouraged to review this page regularly.

Assignment

Velmora Trust may assign or transfer its rights and obligations under these Terms without notice. You may not assign or transfer your rights under these Terms without prior written consent.

Entire Agreement

These Terms constitute the entire agreement between you and Velmora Trust regarding your use of the Website and supersede all prior agreements or understandings.

Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction in which Velmora Trust operates. Any disputes shall be subject to the jurisdiction of the competent courts within that jurisdiction.